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Loading.Not automatically. "Open weights" means you can download the weights, not that the license permits commercial use. And the license tag you see is often wrong: a model's terms inherit through its fine-tune lineage, so a model tagged permissive can really be a fine-tune of a non-commercial base two hops up. To use one safely, trace the lineage to the original base, read each license in the chain, and take the most restrictive term, not the tag.
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The license field is metadata a human set, and on community fine-tunes it inherits wrong constantly. The binding terms are in the actual license files of the model and everything it's derived from.
A fine-tune is a derivative of the base weights, so it carries the base's terms. A restriction does not wash out by fine-tuning, if the base is non-commercial, the fine-tune is too, whatever tag it wears.
Trace to the root, take the strictest term, check the dataset license too, read for use-based clauses (non-commercial, no-compete, field-of-use), and write down the result so an auditor or acquirer can see it was cleared.
or have us build it — same capability, the other door